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突发！“全国首套房贷利率上调！”被逼上热搜！珠海最新情况出炉！

2019-08-16 09:28 珠海乐居新闻头条

珠海利率购房利率

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<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; widows: 1; text-indent: 2em;">今天【全国首套房贷利率上调】上了微博热搜，据融360大数据研究院监测数据显示，2019年7月全国首套房贷款平均利率为5.44%，相当于基准利率1.110倍，环比上涨了2BP；二套房贷款平均利率为5.76%，环比上涨1BP。<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; widows: 1; text-indent: 2em;">从数据上看，全国房贷利率水平在下半年进入反弹阶段。<img src="/ueditor/jsp/upload/image/20190816/1565918715601008149.png" title="1565918715601008149.png" alt="image.png"/><span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;">这对刚需者可不是那么友好。有网友表示孩子生不起，房也买不起。<span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;"><img src="/ueditor/jsp/upload/image/20190816/1565918731093014216.png" title="1565918731093014216.png" alt="image.png" style="width: 557px; height: 261.042px;"/><span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;"><img src="/ueditor/jsp/upload/image/20190816/1565918744510019766.png" title="1565918744510019766.png" alt="image.png" style="width: 540px; height: 234.643px;"/><span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;">也有的网友调侃，在中介看来，都是那句话：别观察了，再不上车你又白干几年。<span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;"><img src="/ueditor/jsp/upload/image/20190816/1565918758777045534.png" title="1565918758777045534.png" alt="image.png" style="width: 571px; height: 208.838px;"/><p style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 2em;">买不起的，不会因为利率上调而买不起，但这个热搜确实炸出了大家对目前房价的心声。<p style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 2em;">房贷利率上调都上热搜了，珠海的情况又如何呢？<p style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 2em;">莫慌！珠海房贷利率保持平稳！<span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;"><span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; line-height: 22.4px; widows: 1;">8月14日，乐姐致电珠海13家银行，据了解，目前<strong style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;">银行首套房房贷利率普遍上浮10%-15%，较上次调查整体利率差别不大。<span style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; widows: 1;"><strong style="letter-spacing: 0.544px; white-space: normal; widows: 1; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; font-size: 15px; line-height: 24px; color: rgb(255, 255, 255);">首套房：最低基准利率，最高上浮20%<img src="/ueditor/jsp/upload/image/20190816/1565918868059041908.png" title="1565918868059041908.png" alt="image.png"/><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; line-height: 27.2px; widows: 1; text-indent: 2em;">调查发现，工商银行、中国银行、建设银行、农业银行等7家银行首套房利率与上次的调查利率持平。民生银行、渣打银行最低房贷利率上浮5%。值得一提的是，目前汇丰银行<strong style="color: rgb(171, 25, 66); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px;">最低房贷利率可做到基准，但须满足收入大于月供和其他负债两倍以上等条件。<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; line-height: 27.2px; widows: 1; text-indent: 2em;"><span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">二套房：<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">最低上浮10%，最高上浮20%<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; text-indent: 2em;">在二套房利率方面，中国银行、建设银行、农业银行、招商银行等10家银行首套房利率与7月基本持平。<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; line-height: 27.2px; widows: 1; text-indent: 2em;">工商银行从7月的上浮15-20%上调至上浮20%。交通银行从7月调查的上浮15%上调至上浮20%。广发银行从7月调查的上浮15%上调到上浮20%。<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; line-height: 27.2px; widows: 1; text-indent: 2em;">据统计，在收集到数据的银行中，二套房利率最低为民生银行、渣打银行、汇丰银行，最低可争取仅上浮10%。中国银行、建设银行、农业银行，招商银行、中信银行、平安银行可争取到上浮15%，工商银行、交通银行、光大银行、广发银行可争取到上浮20%。<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; widows: 1; line-height: 27px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 2em;">部分银行贷款额度紧张，放款慢<p style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 2em;">调查得知，个别银行的额度紧张，如建设银行、农业银行、平安银行等银行。而中国银行、交通银行、招商银行、汇丰银行等银行则表示额度充足，资料手续齐全有银行最快3个工作日即可放款。<p style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; text-indent: 2em;">另外，还有多家银行提到，对于不同的合作项目和楼盘，利率浮动会有所差别，一般优质项目与合作楼盘或可享更优惠的利率，因此，需要办理购房贷款的客户，建议先跟楼盘销售人员了解具体情况。

突发！“全国首套房贷利率上调！”被逼上热搜！珠海最新情况出炉！

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