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连降6个月！2家银行可基准！珠海2019年上半年房贷利率好消息不断！

2019-07-12 09:06 珠海乐居新闻头条

珠海利率房贷利率

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<p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">2019年上半年，房贷利率持续走低，</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">实现6连降</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">，首套房房贷利率由1月份的普遍上浮10%-15%，到6月份有银行传出降至基准利</span><span style="font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; font-size: 14px;">率，消息实在让人兴奋。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: center; white-space: normal;"><span style="font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; font-size: 14px;"><img src="/ueditor/jsp/upload/image/20190712/1562893293620050140.png" title="1562893293620050140.png" alt="image.png" style="width: 516px; height: 207.98px;"/></span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">难道房贷优惠的好日子要回归了？</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><span style="font-size: 14px; font-family: 宋体;"><img class=" __bg_gif" data-before-oversubscription-url="http://ww4.sinaimg.cn/large/9150e4e5gy1fznv8pahc5g203c03674p.gif" data-ratio="0.95" data-src="https://mmbiz.qpic.cn/mmbiz_gif/ekdRHp9UV3dMKhLdH0862mbSl2b5SET7P4CURtrX8RRvN94icdX3G9Bg2FRxPUl3rg92op4q2Pw44dibyaxzFrsA/640?wx_fmt=gif" data-type="gif" data-w="120" _width="120px" src="/ueditor/jsp/upload/image/20190712/1562893262107011073.gif" data-order="0" data-fail="0" style="width: 120px !important; visibility: visible !important;"/></span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">对于想买房的人，最直接的影响就是购房成本下降。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">举个例子：按照等额本息，</span><span style="color: rgb(255, 41, 65); font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">20</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">0万商业贷款20年来算，基准利率和上浮10%，利息总额相差13.08万元！</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">具体乐居编辑例了个表作为参考。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><img src="/ueditor/jsp/upload/image/20190712/1562893340703055892.png" title="1562893340703055892.png" alt="image.png"/></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><span style="color: rgb(136, 136, 136); letter-spacing: 1px; font-size: 12px; font-family: Helvetica;">（</span><span style="color: rgb(136, 136, 136); letter-spacing: 1px; font-size: 12px; font-family: 宋体;">仅供参考，以实际贷款金额为主</span><span style="color: rgb(136, 136, 136); letter-spacing: 1px; font-size: 12px; font-family: Helvetica;">）</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">然而房贷基准利率看起来让人兴奋，却不是那么容易申请得了。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">据了解，最先传出首套可申请基准利率的汇丰银行，<span style="color: rgb(217, 33, 66); letter-spacing: 1px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">须满足收入大于月供和其他负债两倍以上，且存款有10万以上等条件。</span></span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">7月份开始首套房贷最低可以做到基准利率的渣打银行，<span style="color: rgb(217, 33, 66); letter-spacing: 1px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">须满足收入大于月供和其他负债两倍以上，贷款200万以上，工作稳定等条件。</span></span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(217, 33, 66); letter-spacing: 1px; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 14px;"><br/></span></p><p><section class="" mpa-from-tpl="t" style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><section class="" data-tools-id="77382" mpa-from-tpl="t"><section mpa-from-tpl="t" style="margin-right: 10px; margin-left: 10px; display: flex; justify-content: center; align-items: center;"><section mpa-from-tpl="t" style="width: 6px; height: 6px; border-radius: 50%; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="width: 12px; height: 2px; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="padding: 2px 10px; background: rgb(176, 223, 248);"><p style="min-height: 1em; font-size: 15px; letter-spacing: 1.25px;">近23年房贷基准利率稳中有降</p></section><section mpa-from-tpl="t" style="width: 12px; height: 2px; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="width: 6px; height: 6px; border-radius: 50%; background: rgb(176, 223, 248);"><br/></section></section></section></section></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">1996年5月1日，房贷基准利率高达15.12%，接着逐年下降至2002年2月21日5.76%，整整下调了9.36%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">触底反弹后有升有降，直至2015年10月24日下调至历年来最低基准利率，</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">4.9%基准利率沿用至今。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">对于购房者来说，如今房价节节上涨，在利率方面能下调，算下来也能省不少利息费。</span><br/></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><img src="/ueditor/jsp/upload/image/20190712/1562893376277064198.png" title="1562893376277064198.png" alt="image.png"/></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><span style="font-size: 12px; color: rgb(136, 136, 136);">（采用央行2015年最新5年以上基准利率）</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal;"><span style="font-size: 12px; color: rgb(136, 136, 136);"><br/></span></p><p><section class="" mpa-from-tpl="t" style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><section class="" data-tools-id="77382" mpa-from-tpl="t"><section mpa-from-tpl="t" style="margin-right: 10px; margin-left: 10px; display: flex; justify-content: center; align-items: center;"><section mpa-from-tpl="t" style="width: 6px; height: 6px; border-radius: 50%; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="width: 12px; height: 2px; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="padding: 2px 10px; background: rgb(176, 223, 248);"><p style="min-height: 1em; font-size: 15px; letter-spacing: 1.25px;">19年上半年四大银行房贷利率稳定</p></section><section mpa-from-tpl="t" style="width: 12px; height: 2px; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="width: 6px; height: 6px; border-radius: 50%; background: rgb(176, 223, 248);"><br/></section></section></section></section></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">乐居编辑例举了10个银行，2019年上半年来首套房贷利率上浮汇总表。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">从表格上看，</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(0, 82, 255);">四大银行1-6月份首套房房贷利率情况基本稳定</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">，大多在上浮</span><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">10%-15%之间。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">交通银行</span></strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">持续稳定上浮10%，<strong>招商银行</strong>由1月份的上浮10%-15%降至5%。<strong>中信银行</strong>由1月份的上浮10%-15%降至上浮8%，5月份回调至上浮10%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">光大银行</span></strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">由1月份上浮10%-20%在2月份有所回调后降至10%。<strong>民生银行</strong>从4月开始降至上浮5%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">7月降至最低可基准的<strong>渣打银行</strong>，则从乐居编辑监测以来稳定上浮5%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><img src="/ueditor/jsp/upload/image/20190712/1562893408258034728.png" title="1562893408258034728.png" alt="image.png"/></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="letter-spacing: 0.544px; font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">从表格上看，四大银行1-6月份二套房房贷利率情况基本稳定，大多在上浮</span><span style="letter-spacing: 0.544px; color: rgb(255, 41, 65); font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">15%</span><span style="letter-spacing: 0.544px; font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">-20%之间。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">交行银行</span></strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">持续稳定上浮15%，<strong>招商银行</strong>由1月份的上浮20降至上浮10%。<strong>中信银行</strong>由1月份的上浮20%-25%降至上浮15%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">光大银行</span></strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">由1月份上浮20%-25%在2月份有所回调后降至20%。<strong>民生银行</strong>从4月开始降至上浮10%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">渣打银行</span></strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif;">则从乐居编辑监测以来由上浮11%微调至上浮10%。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><img src="/ueditor/jsp/upload/image/20190712/1562893437742059801.png" title="1562893437742059801.png" alt="image.png"/></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><br/></p><p><section class="" mpa-from-tpl="t" style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><section class="" data-tools-id="77382" mpa-from-tpl="t"><section mpa-from-tpl="t" style="margin-right: 10px; margin-left: 10px; display: flex; justify-content: center; align-items: center;"><section mpa-from-tpl="t" style="width: 6px; height: 6px; border-radius: 50%; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="width: 12px; height: 2px; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="padding: 2px 10px; background: rgb(176, 223, 248);"><p style="min-height: 1em; font-size: 15px; letter-spacing: 1.25px;">全国住房贷款平均利率6月触底反弹</p></section><section mpa-from-tpl="t" style="width: 12px; height: 2px; background: rgb(176, 223, 248);"></section><section mpa-from-tpl="t" style="width: 6px; height: 6px; border-radius: 50%; background: rgb(176, 223, 248);"><br/></section></section></section></section></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal;"><span style="font-size: 14px;">据融360大数据研究院监测数据显示：2019 年 6 月，全国首套房贷款平均利率为 5.423%，较上月上涨0.14%，全国房贷利率水平在经历连续下调半年后，房贷利率开始触底反弹。</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><img src="/ueditor/jsp/upload/image/20190712/1562893455254029379.png" title="1562893455254029379.png" alt="image.png"/></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><span style="font-size: 13px;">数据来源：融360大数据研究院</span></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">都已经到了基准利率了，</span></strong></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; white-space: normal; text-align: center;"><strong><span style="font-size: 14px; font-family: "Helvetica Neue", Helvetica, "Hiragino Sans GB", "Microsoft YaHei", Arial, sans-serif; color: rgb(255, 41, 65);">85折时代还会远吗？</span></strong></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; line-height: 27.2px; widows: 1; text-indent: 2em;"><strong><span style="font-size: 14px;">融360大数据研究院</span></strong><span style="font-size: 14px;">认为：</span></p><p><section style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; white-space: normal; widows: 1; font-size: 16px;"><section powered-by="xiumi.us" style="margin-bottom: 10px;"><section style="padding-top: 10px; padding-bottom: 10px; display: inline-block; width: 677px; vertical-align: top; background-color: rgb(243, 243, 243);"><section powered-by="xiumi.us" style="transform: rotate(0deg);"><section><section style="padding-right: 25px; padding-left: 25px; color: rgb(61, 65, 60); font-size: 14px;"><p style="min-height: 1em;">整体来看，这轮房贷利率下调大潮已经接近尾声，不排除全国房贷利率平均水平仍会下降，但接下来可能会有更多的城市在房贷利率方面保持平稳，甚至会有少部分热门城市回弹。</p></section></section></section></section></section></section></p><p style="min-height: 1em; color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 17px; letter-spacing: 0.544px; text-align: justify; white-space: normal; line-height: 27.2px; widows: 1; text-indent: 2em;"><span style="font-size: 14px;"><span style="letter-spacing: 0.544px;">但<strong>地产经济学家邓浩志</strong>却表示完全不同意，他认为</span>房贷利率仍有下调空间：</span></p><p><section style="color: rgb(51, 51, 51); font-family: -apple-system-font, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: justify; white-space: normal; widows: 1; font-size: 16px;"><section powered-by="xiumi.us" style="margin-bottom: 10px;"><section style="padding-top: 10px; padding-bottom: 10px; display: inline-block; width: 677px; vertical-align: top; background-color: rgb(243, 243, 243);"><section powered-by="xiumi.us" style="transform: rotate(0deg);"><section><section style="padding-right: 25px; padding-left: 25px; color: rgb(61, 65, 60); font-size: 14px;"><p style="min-height: 1em;">房贷利率一定还有下调空间。首先房贷利率和前期仍有较大差距。就一线城市的首套房贷，2016年初仍是85折为主流，现在却是上浮5%~10%是主流，和“最优惠”时差距不小。其次全球经济增长放缓的预期越来越强烈，各国降息降准不断，中国几乎不可能完全不跟进。现在贷款利息已经便宜了不少，但今年下半年一定会更便宜，这对购房贷款的朋友当然是好事。不过，当经济持续下行的时候，一定会再次出现便宜也没有人买得起，或没人敢买了……</p></section></section></section></section></section></section></p>

连降6个月！2家银行可基准！珠海2019年上半年房贷利率好消息不断！

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