数据报告

粤港澳大湾区9城购房成本一览！附最新9城房贷利率和税费计算表~

2019-05-25 16:55 乐有家乐有家研究中心

粤港澳大湾区

阅读全文

温馨提示

您当前正在访问移动端网页，推荐使用移动设备（手机/平板）扫码浏览，或访问PC端页面

扫上方二维码下载乐有家APP，海量真房源随时看

仍然直接访问

<section data-role="outer" label="Powered by 135editor.com" style="font-size: 16px;"><section data-role="outer" label="Powered by 135editor.com"><section class="_135editor" data-tools="135编辑器" data-id="90102"><section class="135brush" data-style="margin: 20px 0;font-size:16px;color:rgb(51,51,51);" style="padding: 10px; background-repeat: repeat; background-position: center center; background-image: url("https://mpt.135editor.com/mmbiz_png/fgnkxfGnnkTdJTQiaibicRYEn8lFak5AzngMdcdxZFcufNq4JibQe8G8xgM7XYSgfgI0DjGl6t6adxyIvMQNicFxibicA/0?wx_fmt=png");"><section class="_135editor" data-tools="135编辑器" data-id="93131"><section data-role="paragraph" class="_135editor" style="border: 0px none;" data-color="#ac1d10" data-custom="#ac1d10"><section style="margin: 15px;white-space: normal;"><section style="line-height: 10px; color: inherit; border-top: 1px solid rgb(172, 29, 16); border-bottom: 1px solid rgb(172, 29, 16); margin-top: 10px;"><section style="font-size:40px;color:inherit;height:8px;margin-left:35%;width:65%;background-color:#fefefe;margin-top:-1px;" data-width="65%"><span style="color: #ac1d10;">“</span></section><section style="margin: 5px 15px 20px;text-align:justify;"><section class="135brush" style="line-height: 1.75em;color: #595959;font-size: 14px;letter-spacing: 1.5px;">2019年《粤港澳大湾区规划》出炉，大湾区9城成为更多人购房的热门候选地。那要想在大湾区买房，究竟购房成本有多高？小编就为大家计算一下在大湾区9城购买一套90㎡的二手房至少需要的购房成本。</section></section><section style="font-size: 40px;background-color: #fefefe;color: inherit;text-align: right;height: 10px;margin-bottom: -8px;width: 65%;" data-width="65%"><span style="color: #ac1d10;">”</span></section></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); text-align: justify; line-height: 1.75em;"><br/></p><p style="margin: 20px 15px; color: rgb(51, 51, 51); text-align: justify; line-height: 1.75em;"><span style="font-size: 13px;">以上计算方式均将购房条件设定为：贷款30年，购买房屋满五唯一，购房人为首套房，按首付三成贷款，首次贷款，采用最低房贷利率贷款，房屋评估价与过户价一致，佣金为房屋成交总价的3%。</span></p><p style="margin: 20px 15px; color: rgb(51, 51, 51); text-align: justify; line-height: 1.75em;"><span style="font-size: 13px;"><strong>计算方式：</strong>购房成本=首付+税费（因税费计算中部分费用需要房产具体信息方能计算，实际税费成本大于本文计算成本）。</span></p><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); text-align: justify; line-height: 1.75em;"><br/></p><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>深圳</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="color: #3f3f3f; font-size: 14px;">根据乐有家研究中心数据显示，2019年4月深圳二手住宅均价为62505元/㎡，要想买一套90㎡的房子，至少需要169万元的首付。根据乐有家研究中心监控，深圳市目前最低房贷利率为5.096%，由此得出每月的月供需要21398元。加上二手房过户的24万元税费和17万元佣金费用，购房成本需要210万元。</span></p><p><br/></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690026311088571.png" data-ratio="1" alt="深圳房贷利率.png"/></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690029093016174.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表深圳.jpg"/></p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br/></p><p><br/></p></section><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong><span style="font-size: 15px; letter-spacing: 1.5px; text-align: justify;">东莞</span></strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="color: #3f3f3f; font-size: 14px;">2019年4月东莞二手住宅均价为15438元/㎡，首付至少42万元，结合最低房贷利率5.145%，月供需5313元，加上大约2万元的税费和4万元佣金，购房成本需要48万元。</span></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690029449031931.png" data-ratio="1" alt="东莞房贷利率.png"/></p><p>以上信息和数据更新于2019年5月24日，因时间、市场、政策等都会发生变化，以上信息仅供参考，不作为交易依据使用。</p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br/></p><p><br/></p></section><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong><span style="font-size: 15px; letter-spacing: 1.5px; text-align: justify;">惠州</span></strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="margin-left: 5px; margin-right: 5px; line-height: 1.75em;"><span style="font-size: 14px; color: #3f3f3f;">2019年4月惠州二手住宅均价为10347元/㎡，首付至少28万元，结合最低房贷利率6.125%，每个月需要3958元月供，加上最低税费约1万元和3万元佣金，购房成本32万元。</span></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690030009084210.png" data-ratio="1" alt="惠州房贷利率.png"/></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690030105077823.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表惠州.jpg"/></p></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: justify;"><br/></p><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>广州</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="color: #3f3f3f; font-size: 14px;">2019年4月广州二手住宅均价为33231元/㎡，首付至少90万元，假设按照最低房贷利率5.145%贷款，每个月至少需要11428元月供，加上最低税费3万元和佣金9万元，购房成本102万元。</span></p><p><br/></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690030269064143.png" data-ratio="1" alt="广州房贷利率.png"/></p><p><br/></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690030407026717.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表广州.jpg"/></p></section></section></section></section><section data-role="paragraph" class="_135editor"><p><br/></p><p><br/></p></section><section data-role="paragraph" class="_135editor"><p><br/></p></section><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>佛山</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="font-size: 14px; color: #3f3f3f;">2019年4月佛山二手住宅均价为12583元/㎡计算得出首付需要34万元，按照目前最低房贷利率来贷款的话，月供为4437元，加上最低税费约1万元和佣金3万元，购房成本需要38万元。</span></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690031843051686.png" data-ratio="1" alt="佛山房贷利率.png"/></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690032586053935.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表佛山.jpg"/></p><p><br/></p></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: justify;"><br/></p><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>肇庆</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="color: #3f3f3f; font-size: 14px;">2019年4月肇庆二手住宅均价为7661元/㎡计算得出首付需要21万元，按照目前最低房贷利率来贷款的话，月供为2709元，加上最低税费大约1万元和佣金约2万元，购房成本需要24万元。</span></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690032683028864.png" data-ratio="1" alt="肇庆房贷利率.png"/></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690033153015901.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表肇庆.jpg"/></p></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: justify;"><br/></p><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>江门</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="margin-left: 5px; margin-right: 5px; line-height: 1.75em;"><span style="font-size: 14px; color: #3f3f3f;">2019年4月江门二手住宅均价为129295元/㎡，首付至少24万元，假设按照最低房贷利率5.390%贷款，每个月需要3141月供，加上最低税费约1万元和佣金约2万元，购房成本共27万元。</span></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690035129037863.png" data-ratio="1" alt="江门房贷利率.png"/></p><p style="text-align: center;"><img src="/ueditor/jsp/upload/image/20190524/1558690037030021363.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表江门.jpg"/></p></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: justify;"><br/></p><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>中山</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="font-size: 14px; color: #3f3f3f;">2019年4月中山二手住宅均价为12295元/㎡，首付至少33万元，假设按照最低房贷利率5.145%贷款，每个月需要4243月供，加上最低税费约1万元元和佣金3万元，购房成本约37万元。</span></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690037567098104.png" data-ratio="1" alt="中山房贷利率.png"/></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690037925045624.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表中山.jpg"/></p></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: justify;"><br/></p><section class="_135editor" data-tools="135编辑器" data-id="92644" data-color="#ac1d10" data-custom="#ac1d10"><section><section style="width: 100%;text-align: center;display: flex;justify-content: flex-start;margin-left: 10px;margin-bottom: -15px;" data-width="100%"><section style="display: inline-block;width: auto"><section style="border: 1px solid rgb(172, 29, 16); height: 20px; margin-right: -4px; margin-left: 4px;"></section><section style="height: 20px; padding: 2px 10px; margin-top: -16px; background: rgb(172, 29, 16); line-height: 16px; color: rgb(255, 255, 255);"><p style="font-size: 14px; letter-spacing: 1px;"><strong>珠海</strong></p></section></section></section><section style="border: 1px solid rgb(172, 29, 16); padding: 15px 20px;"><section style="font-size: 15px; letter-spacing: 1.5px; line-height: 25px; text-align: justify; color: #ac1d10;" class="135brush"><p><br/></p><p style="line-height: 1.75em; margin-left: 5px; margin-right: 5px;"><span style="font-size: 14px; color: #3f3f3f;">2019年4月珠海二手住宅均价为23585元/㎡，购买一套90㎡的房子首付需要64万元，按照最低房贷利率5.145%，月供为8103元，加上最低税费约2万元和佣金6万元，购房成本要72万元。</span></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690038656004953.png" data-ratio="1" alt="珠海房贷利率.png"/></p><p><img src="/ueditor/jsp/upload/image/20190524/1558690038809037829.jpg" data-ratio="1" alt="珠三角城市二手房买卖税费缴纳一览表珠海.jpg"/></p></section></section></section></section><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: justify;"><br/></p><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); text-align: justify; line-height: 1.75em; text-indent: 0em;"><span style="font-size: 14px;">对比大湾区9城的购房节成本，购房成本与月供成正比。大致可以分为四个梯队，第一梯队的深圳的购房成本最高，达到174万元，可以买广州1.9套房，可以买肇庆8套房。第二梯队广州、珠海，购房成本在50-100万元之间，月供在8000-1200元之间。第三梯队为东莞、佛山、中山，购房成本30-50万元，月供4000-6000元。最后梯队为惠州、江门、肇庆，购房成本低于30万元，月供为2000-4000元之间。</span></p><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 2em; text-align: center;"><span style="font-size: 15px;"><img src="/ueditor/jsp/upload/image/20190524/1558690039078079324.png" data-ratio="1" alt="购房成本.png"/></span></p><p style="margin-top: 20px; margin-bottom: 20px; color: rgb(51, 51, 51); line-height: 1.75em;"><strong style="caret-color: red;"><span style="font-size: 13px;">免责声明：</span></strong><span style="caret-color: red; font-size: 13px;">由于税费计算受多种因素影响，本文税费仅供参考，具体交易税费以按揭员为准。以上信息和数据更新于2019年5月24日，因时间、市场、政策等都会发生变化，以上信息仅供参考，不作为交易依据使用。</span><br/></p></section></section><p><br/></p></section></section>