新闻聚焦
广州5月房贷利率出炉：工农建等6银行下调，终于要重回基准了！
2019-05-08 09:25
增城房产 新闻头条
银行利率下调
+1
赞(
0
)
您可能感兴趣的文章
5.23早报丨总价50万内，中山成交最火的TOP10小区，都在这里
2025-05-23 08:42
梅林关这里要旧改了，涉城中村！民乐路片区等3旧改获批
2025-05-06 08:53
5.22早报丨中山首个4.0住宅开盘满10天，片区业主议价空间收窄8.73个百分点
2025-05-22 09:04
阅读全文
微信好友
朋友圈
温馨提示
您当前正在访问移动端网页，推荐使用移动设备（手机/平板）扫码浏览，或
访问PC端页面
扫上方二维码下载乐有家APP，海量真房源随时看
仍然直接访问
复制链接分享给好友
取消
<section data-role="outer" label="Powered by 135editor.com" style="font-size:16px;"><section data-role="paragraph" class="_135editor"><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;"><span style="text-indent: 2em;">广州楼市“红五月”要来了！</span><br/></p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;"><span style="text-indent: 2em;">除了楼市火爆！近日从华夏银行工作人员处了解到，华夏银行在首套房贷利率方面，优质客户可实行基准利率4.9%，一般客户上浮5%。</span><br/></p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">要知道，这是继2017年9月以来，广州房贷利率首次回到基准，时间隔了整整1年零8个月。下面让我们一起来看看具体情况：</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">华夏银行利率重回基准</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">多家银行出现下调</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">据最新消息，华夏银行针对优质客户，首套房贷利率能做到基准利率。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">这对于购房者来说是个大好消息，也许能带动各大银行利率重回基准。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">要知道广州各大银行上次出现基准利率的时候，还是在2017年10月。</p><p class="pi" style="margin-bottom: 28px; text-align: center; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;"><img src="/ueditor/jsp/upload/image/20190508/1557278606009009035.png" draggable="false" contenteditable="false" style="border: 0px; display: block; font-size: 14px; color: rgb(102, 102, 102); margin-right: auto; margin-left: auto;"/></p><p class="pi" style="margin-bottom: 28px; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;"><img src="/ueditor/jsp/upload/image/20190508/1557278606107079109.png" draggable="false" contenteditable="false" style="border: 0px; display: block; font-size: 14px; color: rgb(102, 102, 102); margin-right: auto; margin-left: auto;"/><br/>图片来源：<a href="https://u.focus.cn/profile/99000193438" target="_blank" style="color: rgb(153, 153, 153); text-decoration-line: underline; outline: 0px; font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">增城房产</a></p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">而对比4月的房贷利率，广州有6家银行下调利率，四大行3家都下调了。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">工商银行</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">首套由上浮10%下调至上浮8-10%，二套由上浮25%下调至上浮10%</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">建设银行</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">二套由上浮30%下调至上浮15%</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">农业银行</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">首套由上浮10%下调至上浮8%；</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">华夏银行</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">首套由上浮10%下调至上浮4-5%，二套由上浮15%下调至上浮8%；</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">招商银行</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">首套由上浮5-8%下调至上浮5%，二套由上浮10-15%下调至上浮5-10%；</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">民生银行</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">首套由上浮5-10%下调至上浮5%，二套由上浮10%下调至上浮5%。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">目前，广州房贷利率连续下调，对于购房者无疑是一大利好！购房者的还款压力会得到减轻！以200万贷款30年等额本息为例，当首套房贷利率下调10%之后，利息总额将减少22万多，这可以买一辆小轿车了呀~</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">关于利好，今早还有一“利好消息”——央行降准了！这是2019年第三次定向降准！释放资金2800亿，约1000家中小银行受益！</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">央行：</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">5月15日开始对部分中小银行实行降准</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">中国人民银行决定从2019年5月15日开始，对聚焦当地、服务县域的中小银行，实行较低的优惠存款准备金率。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">对仅在本县级行政区域内经营，或在其他县级行政区域设有分支机构但资产规模小于100亿元的农村商业银行，执行与农村信用社相同档次的存款准备金率，该档次目前为8%。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">约有1000家县域农商行可以享受该项优惠政策，释放长期资金约2800亿元，全部用于发放民营和小微企业贷款。</p><p class="pi" style="margin-bottom: 28px; text-align: center; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;"><img src="/ueditor/jsp/upload/image/20190508/1557278606161008052.jpg" draggable="false" contenteditable="false" style="border: 0px; display: block; font-size: 14px; color: rgb(102, 102, 102); margin-right: auto; margin-left: auto;"/></p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">降准对于购房者，是利好吗？</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">对于降准，官方一直这样表述：优化流动性结构，降低融资成本，进一步支持实体经济发展。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">降准，虽然对楼市和房价并无直接利好，但是，整个社会资金充裕的情况下，至少将间接利好房<a class="project-link" href="https://gz.focus.cn/loupan/20007663.html" target="_blank" style="color: rgb(119, 136, 187); outline-style: initial;">地产</a>市场，一方面房企的资金压力会有缓解，另一方面，池子里的水，毕竟还是多了。</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">多次降准则意味着更宽松的货币环境，房贷利率或将会有更大的下降空间，购房者的还款压力有望进一步减轻！进入红5月，有心置业的可以考虑下上车~</p><p style="margin-bottom: 28px; text-indent: 2em; line-height: 28px; color: rgb(51, 51, 51); font-family: Helvetica, Tahoma, Arial, "PingFang SC", "Microsoft YaHei", 微软雅黑;">五月的开端，这是信贷政策放松的信号吗？我们拭目以待吧！</p><p><br/></p></section></section><p><br/></p>
