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二手房购房指南——置业小白篇

2019-03-30 15:31 乐有家饶俊权

二手房购房指南

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<section style="font-size: 16px;"><section style="position: static;" powered-by="xiumi.us"><section style="margin: 10px 0%; position: static;"><section style="display: inline-block; width: 100%; vertical-align: top; padding: 15px 10px; background-position: 25.8037% -43.1473%; background-repeat: repeat; background-size: 29.7866%; background-attachment: scroll; box-shadow: rgb(0, 0, 0) 0px 0px 0px; background-image: url("http://statics.xiumi.us/stc/images/templates-assets/tpl-paper/image/dc3e527881a5c97024dd45ca2dc00c4f-sz_9687.png");"><section style="position: static;" powered-by="xiumi.us"><section style="text-align: center; transform: translate3d(1px, 0px, 0px); margin-top: 10px; margin-right: 0%; margin-left: 0%; position: static;"><section style="display: inline-block; width: 100%; vertical-align: top; background-image: linear-gradient(51deg, rgb(246, 246, 246), rgb(226, 226, 226));"><section style="position: static;" powered-by="xiumi.us"><section style="position: static;"><section style="display: inline-block; vertical-align: bottom; width: 50%;"><section style="position: static;" powered-by="xiumi.us"><section style="text-align: left; margin-right: 0%; margin-bottom: -30px; margin-left: 0%; position: static;"><section style="vertical-align: middle; display: inline-block; line-height: 0; width: 30%;"><img class="raw-image" src="http://statics.xiumi.us/stc/images/templates-assets/tpl-paper/image/a9d1ef9e54f4cc6a3f1d4e8beabf3cf2-sz_4277.png" style="vertical-align: middle; width: 100%;" data-ratio="0.8652482" data-w="141" _width="100%"/></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-top: 10px; margin-right: 0%; margin-left: 0%; position: static;"><section style="vertical-align: middle; display: inline-block; line-height: 0;"><img class="raw-image" src="http://statics.xiumi.us/stc/images/templates-assets/tpl-paper/image/892d7e133c744d32e74b48c137cbda0f-sz_13178.png" style="vertical-align: middle;" data-ratio="0.3958944" data-w="341"/></section></section></section></section><section style="display: inline-block; vertical-align: bottom; width: 50%;"><section style="position: static;" powered-by="xiumi.us"><section style="margin: 8px 0% -20px; position: static;"><section style="display: inline-block;"><section style="border-bottom: 1px solid rgb(0, 0, 0); display: inline-block; padding-right: 0.8em; padding-left: 0.8em; font-size: 18px; color: rgb(0, 0, 0);"><p>数说楼市</p></section><section style="margin-top: 5px; font-size: 13px;"><p>资深经纪人饶俊权  </p></section></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="text-align: right; margin-right: 0%; margin-left: 0%; position: static;"><section style="vertical-align: middle; display: inline-block; line-height: 0; width: 30%;"><img class="raw-image" src="http://statics.xiumi.us/stc/images/templates-assets/tpl-paper/image/5f787c54f60a948ddf9d4ea72981001f-sz_4327.png" style="vertical-align: middle; width: 100%;" data-ratio="0.8652482" data-w="141" _width="100%"/></section></section></section></section></section></section></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-right: 0%; margin-bottom: 15px; margin-left: 0%; position: static;"><section style="text-align: justify; font-size: 14px; letter-spacing: 1.5px; line-height: 1.8;"><p style="text-indent: 2em; white-space: normal;">很多初次接触房地产市场的购房者总是存在这样的疑问，我该买新房还是二手房呢？其实新房和二手房各有各的优点，在挑选的过程中应该结合购房者个人对楼盘、户型的需求以及购房者自身条件来决定。</p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-right: 0%; margin-bottom: 10px; margin-left: 0%; position: static;"><section style="text-align: justify; font-size: 14px; letter-spacing: 1.5px; line-height: 1.8; padding-right: 10px; padding-left: 10px;"><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">从目前市场来看，二手房购买者多持以下的心态：</span></p><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">1、住房需求急迫，但因期房等待时间过长，因此首选二手房；</span></p><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">2、与新房相比，二手房不仅房价低，且生活配套完善，购房压力小；</span></p><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">3、二手房常常会有优惠的笋盘放出，投资刚需都十分优惠。</span></p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-right: 0%; margin-bottom: 10px; margin-left: 0%; position: static;"><section style="text-align: justify; font-size: 14px; letter-spacing: 1.5px; line-height: 1.8; padding-right: 10px; padding-left: 10px;"><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">与新房相比，二手房交易有一个很大的不同点——二手房交易需缴纳复杂大额的税费。在现在的市场中，一套二手房，税费往往在几万到几十万之间不等，这成为了许多购房者止步选择二手房的原因之一。我们应该辩证的看待这一问题。二手房虽然需要缴纳许多的税费杂费。但是因为二手房价格低，新房价格高，同样面积的房屋，在减去正常首付的情况下，新房每月的月供还贷还息更多，购房压力更大。因此，新房二手房没有绝对的好坏之分，购房者需要根据自身情况来选择适合自己的房子。</span><br/></p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="position: static;"><section style="letter-spacing: 1.5px; line-height: 1.8; font-size: 14px; text-align: justify; padding-right: 10px; padding-left: 10px;"><p style="white-space: normal;"><strong>市场中有没有缴纳税费相对低的二手房呢？</strong></p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-right: 0%; margin-bottom: 10px; margin-left: 0%; position: static;"><section style="text-align: justify; font-size: 14px; letter-spacing: 1.5px; line-height: 1.8; padding-right: 10px; padding-left: 10px;"><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">答案是有，在二手房买卖市场中，满五唯一的房屋因可以节省个税而备受热捧。</span><br/></p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="position: static;"><section style="letter-spacing: 1.5px; line-height: 1.8; font-size: 14px; text-align: justify; padding-right: 10px; padding-left: 10px;"><p style="white-space: normal;"><strong>满五唯一是什么？</strong></p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-right: 0%; margin-bottom: 10px; margin-left: 0%; position: static;"><section style="text-align: justify; font-size: 14px; letter-spacing: 1.5px; line-height: 1.8; padding-right: 10px; padding-left: 10px;"><p style="text-indent: 2em; white-space: normal;"><span style="text-indent: 2em;">简单来说，以广东省为例，满五唯一是指以家庭为单位在广东省内拥有唯一一套住宅，且房子契税发票时间已经满五年。而个税是地税评估价减原登记价及相关费用差额的20%，通常在几万到十几万不等。满五唯一的房子刚好可以节省这笔费用。此外满五年的房子因为楼龄比较久，购房者能够更充分的考察出一个楼盘的质量及物业的管理水平。</span><br/></p><p style="text-indent: 2em; white-space: normal;">同时接触房地产市场的购房者，都会有所感触。目前市场上的二手房成千上万，但是要在茫茫房海中找到一套自己心仪，且符合自己条件的房屋却十分困难。不是装修风格和实地户型不喜欢，就是房屋售价太高，购房压力太大。<span style="text-indent: 2em;"> </span></p></section></section></section><section powered-by="xiumi.us"><section style="position: static;"><section style="text-align: center;"><p><strong>温馨小建议</strong></p></section></section></section><section style="position: static;" powered-by="xiumi.us"><section style="margin-right: 0%; margin-bottom: 10px; margin-left: 0%; position: static;"><section style="text-align: justify; font-size: 14px; letter-spacing: 1.5px; line-height: 1.8; padding-right: 10px; padding-left: 10px;"><p style="text-indent: 2em; white-space: normal;">建议购房者在购房时可以在网上选择房源多且靠谱的网站提前浏览了解，乐有家官网及乐有家APP主打真房源找房源服务，所有图片都是真实拍摄，所有售价均是业主真实价格，两证一委严格把关的优质房源。24小时经纪人在线咨询回复、VR看房、视频看房，购房者。</p></section></section></section></section></section></section></section><p><br/></p>